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Home: Mortgage Glossary

Mortgage Glossary

Make sure you understand the terms in your mortgage! This mortgage glossary includes a list of common mortgage related terms - each clearly and concisely defined.

If you are looking for a term that is not included in this glossary, please feel free to use the Contact form and I will do my best to assist you.

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

A

Accelerated Payments (Bi-Weekly or Weekly)

Additional Interest

Agreement of Purchase and Sale

Amortization

Amortization Period

Annual Percentage Rate (APR)

Annual Property Tax

Appraisal

Appraised Value

Approved Canadian Mortgage Lenders

Assets

Assignable Mortgage (Transferable)

Assumable Mortgage

Automatic Payment

B

Blended Payments

Blended Rate Mortgage

Bridge Financing

C

Canada Mortgage and Housing Corporation (CMHC)

Closed Mortgage

Closing Date

Closing Costs

Co-Borrower

Collateral Mortgage

Conditional Offer

Condominium

Condominium Fees

Conventional Mortgage

Convertible Mortgage

Credit Rating

D

Debt Service Ratios (GDSR and TDSR)

Deed (Certification of Ownership)

Default

Down Payment

E

Estimated Value

Estoppel Certificate

Equity

F

Fire Insurance

Firm Offer

First Mortgage

Fixed-Rate Mortgage

Foreclosure

G

Gross Debt Service (GDS) Ratio

Gross Household Income

Guarantor

H

High Ratio Mortgage

Holdback

Home Equity

I

Inspection

Interest

Interest Rate

Interest Rate Differential Amount (IRD)

Interim Financing

J

K

L

Liabilities

Loan to Value (LTV) Ratio

M

Maturity Date

Mortgage

Mortgage Critical Illness Insurance

Mortgage Default Insurance

Mortgage Life Insurance

Mortgage Payment

Mortgagee

Mortgagor

MLS Listing

N

O

Open Mortgage

P

Payment Frequency

Portable Mortgage

Pre-Approved Mortgage

Prepayment Charge

Primary Borrower

Prime Rate

Principal

Property Legal Description

Purchase Price

Q

R

Refinancing

Renewal

Reverse Mortgage

S

Security

Spread

Survey

T

Term

Title

Title Insurance

Title Search

U

V

Variable Rate Mortgage

W

X

Y

Z

Zoning


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